When do they pay me the 2025 Income Tax refund: how long does it usually take for your 2026 return and what can be reviewed if it takes too long

We are going to tell you when they are going to pay you the 2025 Income refund, which is what we do in 2026 to catch up on the last fiscal year. According to the Income Tax calendar, the period to submit the declaration ends at the end of June, but if you have already done it and you get a refund, it is normal that the Treasury has already paid you.

The in-person declaration began in June, so it is normal that returns are not yet being made. But if you've made your rent online or by phone in the past few months, you may have already received it. Therefore, we are going to try to clarify the times for you.

How long does the Treasury take to pay?

The normal thing is that the Treasury takes a short time to pay you once you present an Income Tax return that has been returned to you. In fact, it could be a week or two if everything goes well and they haven't detected anything.

However, there are times when the payment may be extended due to additional checks that the tax agency has to carry out. In these cases, the Treasury has a period of six months from when the declarations end on June 30. In other words, returns can be extended until the end of the year.

There are some factors that can speed up the process. For example, submit the declaration as soon as possible, since they are usually processed in order. Also confirm the draft without changes, although you should ALWAYS review it to avoid errors. And if you attach your correct bank details with an account in your name, delays due to verification are also avoided.

Why it may take them a while to get your money back

If you detect that your return has been returned, but several weeks have passed and the Treasury has not yet made the payment, it may be because they are reviewing some points of the return or doing some checks on aspects that are not clear.

To find out if the delay is due to this, you can check the status of your declaration from the website or from the mobile app. If the status shows that it is in verification, this means that the delay is actually due to the fact that they are carefully reviewing the information you have submitted, and that is why the return is being delayed.

One thing you should know is that when the Treasury starts to look at something closely, it is possible that you will receive a request for information. This will be a postal letter that will arrive asking you to provide invoices for deducted expenses, tax certificates, money movement information, or whatever they consider necessary.

These are the main reasons why the Treasury may be reviewing your data and sending you a request:

- Deductions: There are a large number of income deductions through which you can save money on your tax return, from renovating your car to buying a car or spending money on glasses. But there are some that vary depending on the autonomous community, and if you have deducted something in the declaration that does not correspond or something for which you have not provided the necessary information, they will require invoices or more information to verify it.

- Housing rental. When you rent a home you have income that is not billed as such, so at the beginning of the rental you may be asked for the contract and payment receipts so that the deduction can be applied correctly. It will be verified that everything is as indicated on the papers.

- Cryptocurrencies. The Tax Agency increasingly checks the movements you can make with cryptocurrencies, and it is very important that you declare them properly in your Income Tax to know the benefits you may have had with them and that the corresponding percentage of Personal Income Tax is applied to you.

- Debts with the administration: On some occasions, even if the declaration is correct, the return may also be delayed in the event that you have a debt with the Treasury, Social Security, your town hall or even unpaid fines with the DGT. If so, these will be deducted from your deduction.

If any of these cases occur, the Tax Agency officials will take extra time to check your data, and will send you a request to ask for additional information if they see it necessary. The Treasury has until December 31, 2026 to make the returns, so they may take it easy.

In Xataka Basics | Income Guide 2025: calendar, previous steps and how to prepare for the 2026 declaration